Description

This annual program sponsored by EPG will focus on the critical issues bank ALCOs are facing in the 4^th Quarter of 2024, and what we anticipate for 2025. Economic data was positive entering 2024, although there was a mild recession forecasted. We have seen a slowdown in the economy in 2024 but no recession. Commercial loan demand has been better than expected, especially in metro areas of the northeast. We will discuss the forecast for 2025 and look at the implications for asset/liability management.